CompanyScore · UK company financial-health indicators from Companies House filings

S.M.W. ASSOCIATES LIMITED

10/ 100 DISTRESS
Company number 04302400 · Active · SIC 69201 · balance sheet dated 2025-10-31 · model layer A · confidence medium
This is a balance-sheet distress indicator computed from the company's filed accounts — an indicator, not a prediction, and not a credit rating.
⚠ Two overlapping signals — weak balance sheet + declining score history. In our calibration (12,000+ UK insolvency notices, 2024–25 cohorts) this combination was linked most strongly with later insolvency (~1.1–1.4× baseline). An indicator, not a prediction.
Latest filed balance sheet
Total assets£2,490
Current assets£1,716
Current liabilities£8,104
Total liabilities£8,104
Equity-£5,614
Working capital ratio (CA−CL)/TA-256.5%
Equity cushion EQ/TA-225.5%
As filed at Companies House. Full detail: open JSON.
Score history
Score history · 17 filed balance sheets · over 16 years · ▼ declining (-18 pts since 2021-10-31)
Recomputed from every filed balance sheet in the historic archive (as filed, not restated).
Want monitoring for this company?

3-year trends, change alerts and export are coming at launch. Get early access:

Done — you're on the list. We'll email you when monitoring goes live for S.M.W. ASSOCIATES LIMITED.
Data: free Companies House filings, latest accounts · scores refreshed 2026-10-22 · methodology · score JSON · CompanyScore is an independent analysis tool, not affiliated with Companies House.